May 2026 Financial Review
Built ATL
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Prosynergy
May 2026 · Built ATL
Monthly Financial Review

May 2026 Insights
for Built ATL

Prepared by Titus Kuepfer · Prosynergy Bookkeeping
Revenue
$20,271
↓ $3,033 vs April
Net Income
($11,696)
↓ from $1,245 in April
Cash
$4,221
↓ $7,448 this month
OnDeck Balance
$14,639
↑ $9,263 this month
"May was a structural wake-up call — the Urban Sheds fee model drove gross profit negative for the first time."
Insight 01
The Urban Sheds Fee Structure Reversed Gross Profit
May COGS hit $23,075 on $20,271 in revenue — $10,165 of that was Urban Sheds fees hitting in a single month, plus $7,735 in materials and $5,174 in subs. Gross profit: −$2,804, before a single dollar of payroll or overhead.
Verify the May Urban Sheds billing with Aaron — the timing of these fees may have created a one-month anomaly.
Insight 02
OnDeck Drew $9,263 to Keep Cash Positive
Without a $9,263 net draw from OnDeck, May ends at −$5,042. The OnDeck balance jumped from $5,376 to $14,639 in a single month — it's carrying the business right now.
Pause new draws and resolve the gross margin structure before drawing again.
Insight 03
COGS and Payroll Are Consuming Nearly All of Revenue
In the three months before May, COGS and payroll together averaged $16,800 on $20,400 in revenue — leaving only ~$3,600 to cover everything else. That's a razor-thin window, and one bad cost month tips the business into a loss.
A price increase on jobs or tighter direct cost controls is likely needed to build any real cushion — the current model leaves almost no room for error.
Feb 2026 Mar 2026 Apr 2026 May 2026 4-Mo Avg
Revenue $17,798 $20,176 $23,303 $20,271 $20,387
COGS $11,046 $9,913 $13,973 $23,075 $14,502
Gross Profit $6,753 $10,263 $9,331 ($2,804) $5,886
Gross Margin 37.9% 50.9% 40.0% (13.8%) 28.8%
Payroll $5,827 $4,787 $4,870 $4,770 $5,063
Other OpEx $2,126 $4,461 $2,731 $3,837 $3,289
Interest $437 $383 $485 $285 $398
Net Income ($1,637) $938 $1,245 ($11,696) ($2,787)
Where Cash Moved — May 2026 $11,669 → $4,221
What This Means
Net Loss  −$11,696
Urban Sheds fees hit $10,165 in a single month — likely a billing timing issue that pushed COGS above revenue.
OnDeck Draw  +$9,263
A loan draw kept cash from going negative — this is borrowed money, not earned cash.
Owner Draws  −$4,546
Taken during a loss month, further reducing an already-thin cash balance.
Ending Cash  $4,221
Roughly one month of payroll. Gross profit must turn positive before June ends.
Before June Ends
The Event
With $4,221 in cash and monthly payroll running at $4,770, June revenue needs to clear early in the month to avoid a gap.
One Action Item
By June 10 — confirm that customer prepayments are being drawn against active jobs and that new deposits are coming in to replenish cash.
How helpful was this month's review?
Thanks for the feedback, Aaron!
This report is prepared by Prosynergy Bookkeeping for internal client use. All figures are derived from QuickBooks Online exports on an accrual basis as of May 31, 2026. This report is for informational purposes only and does not constitute financial, legal, or tax advice.